Investing in education means equipping children with a view to their future, and can be a chance for some of them to get out of the cycle of poverty. Education has an impact at the individual level, but also at the society level. Numerous studies demonstrate the effects of education in terms of individual and collective well-being, income, demographic transition, maternal and child health, and reduction of inequalities.

Aware of this critical topic, ECLOF Uganda has invested part of its portfolio in school projects. Its products meet the specific needs of schools. For example, the repayment term of the loan is in line with the payment term of school fees. Interest rates are lower than those of other financial institutions. And ECLOF supports the schools’ business development, for instance by helping them issue management reports.