Client: Valliamma
Business: Multiple
Location: India
Gender: Woman
Valliamma is the leader of the Annamalaiyar Self Help Group. In addition to this group, she’s already formed eight other self help groups in Rayankuttai, her village. She’s a strong and wise woman. Seeing her energy and the way she inspires her peers, one would never think that she’s so ill. Indeed, in 2009 Valliamma was diagnosed with blood cancer.
![](http://www.eclof.org/sites/default/files/imagecache/client/uploads/images/clients/Nerqin Shorja SG_V2.JPG ""Nerqin Shorja" Solidarity Group")
Business: Farming
Location: Armenia
For those of you who like beautiful stories with unexpected endings, here is one just for you. Well, it certainly had the most surprising consequences for ECLOF Armenia!
Established: 1959
Headquarters: Yangon
Number of staff: 15
Number of loan officers: 7
Outstanding portfolio: US$ 215'843
Active clients: 1'740
Women among clients: 27%
Ms Naw May Aye Shwe
Executive Director
601 Pyay Road,
Kamaryut Township
Yangon 11041
MYANMAR
Email: myeclof@gmail.com
Phone: +95 1 512 868
Fax: +95 1 296 848
This office offers the following services:
Financial›Loans to›Groups
Financial›Loans to›Individuals
Financial›Loans to›Institutions
Established: 1996
Headquarters: Quezon City
Number of branches & branch type: 6 rural & 3 urban branches
Number of staff: 83
Number of loan officers: 48
Outstanding portfolio: US$ 3'055'630
Active clients: 7'606
Women among clients: 73%
Mr Lucrecio D. Delgado Jr.
Executive Director
Ecumenical Centre 2nd floor, 879 EDSA
P.O. Box 2212, Quezon City Central Post Office
Quezon City 1162
PHILIPPINES
Email: eclofphils@gmail.com
Phone: +63 2 925 1763
Fax: +63 2 411 6061
This office offers the following services:
Financial›Loans to›Groups
Financial›Loans to›Individuals
Financial›Loans to›Institutions
Non-financial›Training
Established: 1975
Headquarters: Colombo
Number of staff: 26
Number of loan officers: 12
Outstanding portfolio: US$ 1'110'139
Active clients: 8'034
Women among clients: 95%
Mr Chrisantha Hettiaratchi
Executive Director
St Michael's Building
138 1/1, St Michael's Road
Colombo 03
SRI LANKA
Email: eclof@eureka.lk
Phone: +94 112 343 470
Fax: +94 112 343 470
This office offers the following services:
Financial›Loans to›Groups
Financial›Loans to›Institutions
Non-financial›Training
Client: Malaikkal
Business: Dairy cooperative
Location: India
Gender: Woman
A loyal ECLOF client has helped more than 20 of her neighbors in Southern India to earn a tidy profit from their milk.
When Malaikkal came to ECLOF India for advice in 2003, her dairy cooperative was losing money. Malaikkal, 55, had founded the co-op in 2000 out of good intentions, but expensive debts and underpricing were destroying profits.
“I now procure nearly 250 liters of milk every day from the members of the cooperative to sell on. This has boosted my business,” says Malaikkal.
Client: R.Selvi
Business: Sewing and selling of saris
Location: India
Gender: Woman
“I can now handle my own finances, independently of ECLOF’s further guidance” says R. Selvi as she looks proudly at her newly purchased loom which brings her and her family an income of USD 30 per sari.
Creating a partnership of equals rather than offering charity – this was the principal goal of our founding fathers when they created ECLOF International in 1946, and today ECLOF India can be proud to have helped Selvi and many others to achieve self-sustainability.
Established: 1964
Headquarters: Chennai
Number of branches & branch type: 10 rural & 5 urban branches
Number of staff: 33
Number of loan officers: 14
Outstanding portfolio: US$ 1'061'914
Active clients: 9'420
Women among clients: 100%
Mr David Solomon
Executive Director
No. 29 Poonamallee High Road
Fins Campus
Periamet
Chennai 600 003
INDIA
Email: eclof@eclofindia.com
Phone: +91 44 2561 1656
Fax: +91 44 2561 0152
This office offers the following services:
Financial›Loans to›Groups
Non-financial›Training
Client: Violie Pagawan
Business: Flower cultivation
Location: Philippines
Gender: Woman
Flower grower Violie Pagawan has more than doubled her earnings since she started financing her business with ECLOF loans, cutting out middle-men and getting a much fairer deal. One of her previous lenders even required a 50% share of her harvest.
In Baguio City, Philippines, the flower trade is a well established industry. Greenhouses are used to cultivate flowers all year round and this is where Violie’s Solidarity Group, Takingan and Partners, are growing flowers for the local cut-flower market where there is plenty of demand.
Established: 1999
Headquarters: Mother See of Holy Etchmiadzin
Number of branches & branch type: 4 rural branches
Number of staff: 31
Number of loan officers: 16
Outstanding portfolio: US$ 3'357'486
Active clients: 1'609
Women among clients: 32%
Mr Tigran Hovhannisyan
General Director
Mother See of Holy Etchmiadzin
1101
ARMENIA
Email: eclof@etchmiadzin.am
Phone: +374 10 51 72 02
Fax: +374 10 51 71 52
This office offers the following services:
Financial›Loans to›Groups
Financial›Loans to›Individuals
Financial›Loans to›Institutions
Non-financial›Training
