Learning about basic finance and group management skills through role plays

Client: Mrs Vedavalli

Business: Dolls and gift items shop

Location: India

Gender: Woman

Mrs. Vedavalli has a business of dolls and gift items that she started with an ECLOF loan. When she formed a self-help group, she had no knowledge about group management, accounting, banking or savings.


From dependency to self-employment

Client: Wijayalaxume Sebastian

Business: Catering service

Location: Mannar, Sri Lanka

Gender: Woman

Mrs. Wijayalaxume Sebastian from Andankulam, Mannar is another victim of Sri Lanka‚Äôs civil war ended in 2009. Her husband was killed in the war and she lost her house and property. During the conflict she was dis­placed more than five times in just two years. Before finally resettling in Andankulam, she had to spend another two years in a camp for displaced people.


Fostering a savings culture and driving rural development

Business: smallholder farmers

Location: Myanmar


Ei Ma village in Kyonpyaw township has a population of 227 (90 male and 137 female) living in 79 households. Most villagers are smallholder farmers and sometimes work as casual laborers on the fields. ECLOF started serving the village with capacity building and loans in 2013. Five groups were recruited with 5 members per group. ECLOF clients gather weekly in the village community building for group meetings, training and loan transactions.


Building client capacity from the start


ECLOF Myanmar

Established: 1959

Headquarters: Yangon

Number of branches & branch type: 4 branches

Number of staff: 38

Number of loan officers: 20

Outstanding portfolio: US$ 1,1 million

Active clients: 7,339

Women among clients: 93%

Ms Naw May Aye Shwe

Executive Director

Ground Floor, Building  3, San Yeik 6 Street, 1 Quarter,
Kamaryut Township
Yangon 11041


Phone: +95 1 230 4276

Fax: +95 1 296 848


ECLOF Philippines

Established: 1995

Headquarters: Quezon City

Number of branches & branch type: 7 branches

Number of staff: 263

Number of loan officers: 178

Outstanding portfolio: US$ 5 million

Active clients: 20,233

Women among clients: 77%

Ms Rosemarie Castro

Executive Director

United Church of Christ in the Philippines (UCCP) Building
877 EDSA
West Triangle, Quezon City
1104 Philippines



Phone: +63 2 961 1600

Fax: +63 2 961 1600

Sri Lanka

ECLOF Sri Lanka

Established: 1975

Headquarters: Colombo

Number of branches & branch type: 4 branches

Number of staff: 50

Number of loan officers: 30

Outstanding portfolio: US$ 1.6 million

Active clients: 14,455

Women among clients: 98%

Mr Anton Dinesh Kanagaratnam


St Michael's Building
138 1/1, St Michael's Road
Colombo 03


Phone: +94 112 343 470

Fax: +94 112 343 470



Established: 1964

Headquarters: Chennai

Number of branches & branch type: 7 branches

Number of staff: 19

Number of loan officers: 10

Outstanding portfolio: US$ 1 million

Active clients: 6,304

Women among clients: 100%

Lidwina Cedric

Executive Director

No. 9, Lotus Ramasamy Street
Chennai 600 013

No. 9, Lotus Ramasamy Street


Phone: +91 44 2561 1656; +91 44 2561 0996



Established: 1999

Headquarters: Etchmiadzin

Number of branches & branch type: 4 branches

Number of staff: 32

Number of loan officers: 18

Outstanding portfolio: US$ 2.4 million

Active clients: 2,914

Women among clients: 53%

Mr Hayk Petrosyan

Acting Executive Director

2/1 Bagramyan str.
Etchmiadzin 1101



Phone: +374 60 37 30 60

Fax: +374 60 37 30 61

Watch a video on the visit of the Ambassador of Switzerland to ECLOF Armenia.