ECLOF India conducts a Participatory Rural Appraisal
On July 18, 2011, ECLOF India conducted a Participatory Rural Appraisal (PRA). This is an event which aims at incorporating the knowledge and ideas of rural people in the planning and the management of development programs.
Here is how it works. Women of a particular village are invited to a meeting. At this meeting they are offered a special training on savings and other practices that will help them financially and socially. Over the course of the meeting, some of ECLOF India’s current clients are given the opportunity to speak about themselves – their lives and experiences – and to describe in detail how their situation has changed following their collaboration with ECLOF India. What is especially interesting in the setting of this type of meetings is that the current clients share their experiences with prospective clients: it proved to be an invaluable practice for ECLOF India to let clients talk with their peers in the wider community about the management of their loans, their interaction with our staff, and the loan monitoring procedures. Prospective clients are then equipped to make the right decision – through education, advice, and peer testimonies – on whether or not they are ready for a loan and they can then easily approach loan officers at the end of the meeting.