Social Performance Report: ECLOF Philippines

13 November 2017 | ECLOF Philippines is a medium-sized non-profit MFI. 204 staff serve more than 21,000 clients across North Luzon, South Luzon and Palawan. 14 of the 20 outlets are located in rural or semi-urban areas.

ECLOF Philippines caters in particular to smallholder farmers and fisher folk who make up 58% of all clients. They face weather risk, fluctuating market prices, and practical challenges accessing services due to geographical isolation. Making things worse, the Philippines is battered by some 20 typhoons every year that cause significant damage to farming and fishery. ECLOF Philippines continues innovating to add value to these communities, build their resilience and deliver relevant and responsive products and services.

ECLOF Philippines advocates organic farming as a way of helping the agricultural sector grow income, mitigate climate change, and produce healthier food. Training on basic organic farming is given to farmer groups through demo farms owned and operated by ECLOF. Farmers learn principles and basic concepts of organic farming and practical skills like the formulation of organic concoctions. ECLOF then offers a loan to successful participants to implement the learned on their farm—and eventually go organic.