Kimanthi Mutua is the founder of K-Rep Bank Limited, the first NGO microfinance institution in Africa to be transformed into a regulated commercial bank specializing in microfinance. He served as the Managing Director of K-Rep Bank from 1999 to 2010, growing the bank from a staff of 80 to over 550 today, a balance sheet of shs 500m to over shs 7.2 billion, and the number of customers from 6,000 to over 300,000. As co-founder of the K-Rep Group - a leading private development organization, Mr Mutua has devoted close to three decades to designing and implementing viable and sustainable microcredit and savings strategies. Coupled with his extensive experience in microfinance operations, Mr Mutua also has a large leadership and management experience spanning over 25 years. Experienced in the building, the transformation, and the governance of institutions in the microfinance industry, Mr Mutua has provided consulting and advisory services to various institutions worldwide. A published author, Mr Mutua serves on several boards and advisory committees.



Tamar Lebanidze is Chairwoman of the Supervisory Board of JSC Constanta, a leading microfinance institution in Georgia. She is the Executive Director of the Association of Georgian Microfinance Organizations. Ms Lebanidze was the Minister of Environment Protection and Natural Resources of Georgia and a Member of the Georgian Government from February 2004 until February 2005. She has been the Executive Director of Constanta Foundation from its beginnings in 1997 and has contributed greatly to the development of microfinance in Georgia. Ms Lebanidze has worked for 12 years as a scientist at the Institute of Physiology of the Georgian Academy of Science and 2 years as a professor at the Tbilisi State University. She is the author of several publications both in physiology and microfinance. Ms Lebanidze holds a Master of Science degree in Biology from the Tbilisi State University and a graduate diploma from the Stonier Graduate School of Banking (American Banker’s Association) at the University of Pennsylvania.


Beat Dietschy has been working in development affairs for over thirty years. His expertise covers especially development policy and issues linked with the ecumenical movement. He was General secretary of Bread for all, the Swiss Protestant churches’ development agency, from 2007 till 2015. Previously he served as Head of Education and Communication and Deputy General Secretary in Bread for all, was acting as President of the Swiss NGO Declaration of Berne and as director of a conference center. As a consultant of develoment projects and journalist he especially worked in Latin America. Mr Dietschy is a theologian, holds a PhD degree in political philosophy of the University of Basel and is author of publications on globalisation, indigenous movements and the philosophy of Ernst Bloch. After retirement he is serving on various boards of swiss development and peace institutions and as WCC Observer on the ECLOF International Board.


Ana Sofía Franky has wide experience and knowledge in the financial areas. She worked for 20 years in the Colombian banking sector in credit risk analysis, control and management. At present she provides consulting services to micro, small, and medium-sized enterprises assisting in reviewing their operations, their development plans and their credit risk. She served as External Consultant of the “National Fund of Guarantees”, a government institution, carrying out the analysis of projects for the micro, small and medium-sized enterprises interested in obtaining credit from the financial sector. She is Assembly Member of “Corporación Mundial de la Mujer”, the shareholder of Bancamía a regulated microfinance institution in Colombia and Member of Communities Committee of “Acueducto Progresar”. Ana Sofia has studies in Business Administration and she has Postgraduate studies in Colombian Foreign Trade Policy.


Tigran Hovhannisyan is the Chairperson of the Supervisory Board of ECLOF Armenia (Universal Credit Organization) since 2010, prior to which he was the Executive Director of the institution. During his management period ECLOF Armenia grew to be a leading member of the ECLOF network, and was awarded the 5 diamonds Certificate for transparency of MIX Market. He is now the General Director of the ECLOF Foundation in Armenia, which is one of the shareholders of ECLOF Armenia, and from 2005 to 2007 he was a Vice Chair of the Supervisory Board of the Armenian Development Bank. He has also a rich experience in Social and International works having worked in organisations such as  UNHCR, Municipality Bodies and the Ministry of Labor and Social Issues of Armenia. He closely cooperates with the Ecumenical Organizations and traditional Churches especially with the Armenian Apostolic Church where he is the Chair of Armavir Diocese Council of AAC and he was awarded the High Order of St. Nerses Shnorhali (the Gracious). Mr Hovhannisyan is also a Member of the Scientific and Boards of Trustees in different Educational Institutions, and he has two University Degrees.


Vincent Freedom. Kaheeru, a Ugandan professional, is the Managing Director, VFK & Associates Consulting Limited and National Director, Profiles International Uganda Ltd. These two private firms provide Management Consultancy services with a focus on Human Resource Management Solutions and Corporate Governance, amongst others. Vincent is an experienced seasoned Banker, Agriculturalist, Human Resource Management Consultant and one of the most experienced Corporate Governance experts in the East African Region. He previously sat on the Steering Committee on the East African corporate governance promotional bodies. He brings on board managerial, executive and board experience of over 25 years. His pioneering spirit and resourcefulness culminated in the birth of the Institute of Corporate Governance of Uganda where he served as its first CEO until December 2007. He serves as Chairman Board of Directors for ECLOF Uganda and Crystal Clear Software Limited and has recently been appointed to the Board of Agribusiness Initiative Trust (aBi Trust) a multi-million, multi-donor entity jointly founded by the Governments of Denmark and Uganda. He previously served on several other boards in the private, public and NGO Sectors.


Nina Nayar is an independent consultant with a range of experience including policy and advocacy, human resource development, institutional development services, strategic planning, product design and social performance management in over 30 countries worldwide. Ms Nayar has provided both advisory and consulting services to a range of institutions, including government agencies, bilateral and multilateral donors. She currently serves on the Board of ECLOF International and provides advisory support to network-strengthening initiatives of SEEP and ADA. She has been a supporter of the BWTP program since its establishment. Prior to consulting, Ms Nayar served as CEO of the South Asia Network of Microfinance Initiatives and INAFI International and was the Asia Regional Coordinator/Acting Policy and Advocacy Coordinator for WWB/NY. Ms Nayar holds an MA from the University of Pennsylvania (USA) in Regional Studies with a focus on Gender and Development and a BA in Social and Cultural Anthropology from the University of Virginia (USA). Ms Nayar is an Indian national based in Cochin (South India).


Nils-Gunnar Smith started his career at the Swedish Savings Banks. He is now retired, but from 1997 to 2007 Mr Smith was a Microfinance Adviser at the Church of Sweden’s International Department. One of his main duties was to support the establishment of SACCOs (Saving and Credit Cooperatives) in southern Africa. In 1999 he was elected as a Board Member of ECLOF International and in 2004 as a Member of the Executive Committee. Mr Smith was also appointed Microfinance Adviser to the LWF/World Services from 2003 to 2007. In this position and as a Board Member of ECLOF, he felt that it was important to encourage the organization of microfinance meetings within the ecumenical network, not just in Geneva but above all in the field. During his active years, Mr Smith has seen so many good examples of what a small loan can do to improve the living standards of a family or to raise the self-awareness of women that he profoundly believes in the adage: “Help to Self-help”.


Ada Wiscovitch Carlo was born in Puerto Rico. She has lived in Santo Domingo, Dominican Republic since 1969. Ms Wiscovitch Carlo studied Economics at the University of Puerto Rico (magna cum laude). Throughout her career, she has worked for local and international private commercial banks. Ms Wiscovitch Carlo has also been the Executive Director of the Fundación Dominicana de Desarrollo, a microcredit NGO. Besides serving on the Board of ECLOF, she is a member of the Board of BanReservas, a Dominican government-owned commercial bank, and is the Chair of its Audit Committee. She also currently sits on the Board of SERVIR’D, a Jesuit NGO, and of the Fundación por la Música, a foundation that promotes musical education for gifted students. She is the Chair of the Patronato del Parque Nacional Manantiales del Cachón de la Rubia, one of the largest protected areas in Santo Domingo.